Refinancing (capital release) is a quick way to access the value of existing assets and use that capital elsewhere within your business. For example, to fund a deposit on new equipment or to give your business a cash injection. Sale and HP Back, or Sale and Lease Back are forms of refinance that can be used against most types of equipment, making it suitable for companies of all sizes. This option applies whether you already own the asset outright or it’s on finance with another lender. Refinancing can also help businesses reduce their overall monthly outgoings by consolidating existing finance – whilst still having access to the equipment. See finance options.